"It's doing the right thing the first time and by this doctrine we will retain clients for life"^sm

Paul M. Johnson - Mortgage Banker 

Purchasing, refinancing or withdrawing equity from a home isn't a question of rates, points, closing cost and loan programs. It is a question of, and begins with trust, simply put; we want you to be completely comfortable in making the decision to allow us the privilege to be your mortgage lender in Texas. 

 "...made everything fast and easy.." R. Ayala - San Antonio TX

Got 10 minutes? Then give us a call, We begin by asking a few simple non-credit related questions, provide you different options that will allow you to determine which mortgage approach is best suited for your needs No Pressure, No Obligation, Just a Conversation, So why not call? 

Call Us! 866-752-5322

 For Todays Mortgage Rates Click Here. 

Financing a home can affect many aspects of your financial picture, positively and negatively, including liquidity, taxes, overall debt and investment strategy.An integral part of our “Client for Life’ philosophy is the Home Asset Planning Interview, This is a free, valued added, annual service, we provide for our clients. This customized approach, will allow you to maximize your financial future and prevent you from living “House Poor!"

"...great rate and the closing was painless..." The Shipmans - Round Rock TX

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. Whether you're a season pro at buying a home or a first time home buyer we have the knowledge, skills, and abilities to make it happen and getting the right mortgage loan is like getting the keys to your new house! We can help you get there. To learn more about the buying process please take a moment to view 9 steps to home ownership. 

Refinancing your current mortgage has never been easier. So if you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

"Informed every step of the way" - R. Meigs - Fort Worth

Selling your home on your own? We can help! We have created an approach empowering you with the ability to sell your home on your own saving you thousands of dollars in commissions! Regardless of where you live in Texas we can help. Why pay hundreds of dollars for similar services when you can list with us for free? To learn more go to For Sale by Owner - Austin - Dallas/Fort Worth - Houston - San Antonio and Texas . Or call the 

24 hr recorded info hotline  800-678-1323 X 101  

Searching for foreclosures? Our partnership with foreclosure.com allows you access to preforeclosure, foreclosure, bankruptcy, For Sale By Owner (FSBO) and tax lien listings. This service is free! You don't have to pay anything to view these listings through our site. You can get full unlimited access for seven days to the largest online resource of distressed properties. To begin your free search start here!

 “Great Customer Service & Assistance” - The Mancha's - Killeen TX

Your credit score plays a big part on the outcome of your financing and the interest rate you'll receive. To view your credit report for free go to annualcreditreport.com This site allows you to obtain your report free once every 12 months from each of the reporting companies: Equifax, Experian and TransUnion and for a small fee you may also view your score.  

When you think of a treehouse you think of grabbing some 2X4's, a few sheets of plywood, rope, and for comfort maybe an old mattress or sleeping bag, then it was off to find the perfect tree.Oh how things have changed. Todays treehouse boast all the comforts of home and can cost well over One Million dollars. Of course these Treehouse's don't have signs saying "NO GIRLS ALLOWED"!

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand the commitment you're making in buying a new home, refinancing a current mortgage or with drawing equity from your home. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

"Could not have been more pleased" - M. Diebold - Chicago, ILL

When choosing a lender in Texas we want you to choose our firm; please navigate our website to learn more about us, what we do for you, and how easy it is to get started.You can shop for Texas mortgage and refinance rates at Lender411.com.

Call US! 866-752-5322

Schmidt Mortgage

11824 Jollyville RD Ste 303

Austin, TX 78759

Complaints regarding Mortgage Bankers

Texas Savings and Mortgage Lending Dept

2601 North Lamar, Suite 201

Austin, Texas 78705

Consumer Hotline

877-276-5550

http://www.sml.state.tx.us/