Need USDA Financing? Call Us!

866-752-5322

Under the USDA Guaranteed Rural Housing Loan Program qualified individuals are able to obtain 100% financing for

  • Primary 1 Unit Single Family Dwellings,
  • Warrantable Condos,
  • PUD’s, and
  • Townhomes.
  • Max loan amount under the program is currently $417,000.

Other benefits of the Rural Housing Loan Program are

  • No Minimum Contribution from the borrower’s own funds is required, and
  • Up to 6% seller contribution is allowed.
  • There is neither a cash reserve requirement and
  • No Private Mortgage Insurance required and the upfront USDA Guarantee Fee of 2% can be financed into the loan amount for Purchase transactions and .5% for R/T Refinances.

There are maximum income limits and minimum credit guideline which can be reviewed by visiting the USDA website or simply give us a call to obtain rates and become approved.

Call US! 866-752-5322