Why Pre-Qualify?

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Even if you have not so much as picked out homes to view yet, it can be valuable to contact your mortgage professional early. What for? Maybe it is hard to understand the way we could help even before you begin to calculate your offer.

We Will Help You Pre-Qualify

Our mortgage professionals will help you determine the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. During the process, we explore your ability to borrow - looking at your employment, money available for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, with a short,basic process.

We will give you a Pre-Qualification Letter when you qualify, which says that we are confident you'll qualify for a predetermined amount of mortgage dollars.

Buying Clout

Once you find the house that catches your eye, and you want to put together an offer, being pre-qualified for a mortgage loan will do a number of things. First, it lets you know the amount that you're able to offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you had come into their house with a suitcase of cash to back up the offer! They won't have to worry that that they are wasting their time if you will not be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't be something for them to lose sleep over. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. In this process, we determine your borrowing potential - analyzing your earning status, money available for down payment, debt, income, and other areas. We require a minimum amount of paperwork, with a quick process.

One on one

While you can benefit from our tools to calculate mortgage variables on our site, it is essential to meet with one of our mortgage professional team members. That way, we will be able to help you get your pre-qualification letter. Then, we can make sure we have the right mortgage loan program for your situation. Let us get you started: Contact us at 512-326-2186.

Have questions about pre-qualifying? Call us at 512-326-2186. We answer pre-qualification questions every day.