Austin Texas Mortgage Rates Lender, Dallas Texas Mortgage Rates Lender, Houston Texas Mortgage Rates Lender, San Antonio Mortgage

Still Shopping rates? It Could Cost You! 

We get it. You want low rates. What you may not realize is that you could be your own worst enemy.

Rates can change multiple times a day. When shopping rates between Texas Mortgage Lenders the rate and pricing can change and that may cost you. Take a look at our rate meter. Has it changed? Do you know the difference between the rate and pricing for the rate?

How many times have you heard or even said "When the rate hits (your rate here) lock."   When the rate does hit your mark there is nothing we can do because the application process hasn't begun. Knowing this we have developed a plan to position you to lock in rates that meet both your payment and equity objectives. The best part there are no upfront fees!

1. Call us! 866-752-5322 or 512-326-2186. We will discuss the financing of your home and the best approach to obtain the rate that meets your needs or,

2. Complete the secure online application here (for your protection use all 1's for the primary borrrower SSN and 2's for the co-borrower SSN). You may do this prior to contacting us or we'll complete it during our conversation.

3. Sign In Sixty!^® Once we have the application we will then create your loan packet, forward to you to e-sign and return all within 60 seconds!

Rest assured signing and returning the documents does not constitute a contract for the financing for which you are applying.

It does however, allow for a pre-approval, which simplifies the entire process and puts you in the best position of strength for obtaining and locking your rate.

If you are obtaining a home equity/Texas Cash Out it begins the clock on the 12 day rule. It's as easy as 1 - 2 - 3 LOCK!

- Now a Thought on Locking Rates and the Hope Factor -

Everyone wants to lock in low rates and when rates drop human nature takes over and one "hopes" rates will go lower. However when making the decision to lock a rate ask yourself "Does the rate meet my payment objective?" If so then lock, it really is that simple. When the decision to lock has been made there are three possible outcomes;

1. Rates drop - ok, not good

2. Rates remain the same - No worries 

3. Rates go up - Lucky me I locked!

Like Meatloaf says "Two out of three ain't bad"

Refresh the page and look at the Rate Meter. Has it changed?

No Pressure, No Obligation, Just a Conversation, So why not call?

866-752-5322 or 512-326-2186